A VPN will encrypt your IP which prevents your ISP (T-Mobile) from monitoring your Internet activity. Does that make P2P safe? No, some people will use P2P and torrent sites to spread malicious files. I stay away from torrent sites.
If you're torrenting illegal and copyright infringing material, like movies, TV shows, or copyright music. Then I absolutely recommend you use a VPN. Otherwise you might receive a piracy warning and other legal threats from your ISP, or the RIAA, MPAA, etc.
VIRGIN MEDIA customers are being sent letters in the post with fines of up to £800 needed to be paid to settle a legal dispute. Here's what you need to know to see if you're affected.
You should absolutely use a VPN especially when you're torrenting. That applies no matter when you're connected via a cellular carrier or wired ISP, not just T-Mobile. A VPN gives you an encrypted online connection so be sure to set up your ExpressVPN options accordingly -- the default protocol is likely to be Automatic but change that to OpenVPN, and be sure to selectively choose to use a VPN server that's not region based. The default will choose one that's probably not nearby but the priority being it provides fastest bandwidth speed. Instead, you're safer to pick a VPN server preferably in another country. That might involve a bit of a speed hit but it's a matter of choosing between convenience or your own privacy.
This article is apparently focused on the qBittorrent desktop application, so its recommendations on anonymous torrenting may or may not be in the phone app:
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